"Unless the LORD builds the house, they labor in vain who build it..." Psalm 127:1
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Frequently Asked Questions
Worried about your credit? How long it takes to build?
If you have a question thats not listed, please feel free to reach out! No cost or obligation for a consultation!
What if my credit is bad/not good/etc.?
We have programs that may work for you, but we won’t know until we do a preliminary analysis. We do a preliminary credit inquiry to see what kinds of things will show up on your credit and so that we can strategize a way to improve your score if necessary. This is VERY common and not necessarily a barrier to getting your home. a description about this item
What does no down payment mean?
An FHA loan requires a down What does No Down Payment mean? of 3.5 %. If your home costs $120,000, the down payment will be $4,250. With our program, we have a grant program that will pay the down payment. The closing costs, which will be approximately $4,800 will be paid from “seller’s” concessions or from grant proceeds.
What determines what size home I can purchase? And for how much?
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The mortgage company tells us your qualifying amount. Once we determine the payment amount that fits your budget and your lifestyle, that will show us your mortgage amount and your home size.
Can I choose to have a home built anywhere?
You can choose the general location as long as the lot falls within your allowance for your home purchase.
How long will it take me to get into my home?
From the time we purchase a lot and begin the foundation, you can expect to be in your home within 90 days.
Can you build x (type,style,etc.) house?
Yes, it sounds like it might be a good idea to schedule a meeting if you have some ideas on what you are looking for…
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